Every plan deserves
a closer look.
Explore Michigan Medicare options across carriers. Find plans by county, compare benefits side by side, and open the supporting benefit documents—all in one place.
CMS plan IDs and counties reconciled · Research preview · Some workbook benefits and pharmacy-specific drug costs require verification before enrollment decisions.
Built to make Michigan's complex Medicare market easier to navigate.
For licensed insurance agent use only. This tool is intended for Medicare plan research and comparisons. Benefit amounts, copays, deductibles, out-of-pocket limits, drugs, and service areas should be verified against the plan’s official 2027 Summary of Benefits and, when needed, Evidence of Coverage and formulary before confirming information with a beneficiary. The information displayed is not a guarantee of coverage or cost.
Find your 2027 coverage options
Search by county, carrier, coverage type or benefit. Plans are shown exactly as represented in the research dataset.
Loading plan records…
Make the differences clear.
Compare up to four plans side by side. Benefits are shown as written in the supplied dataset, including conditions and restrictions.
What changed this year?
Compare the same contract, plan and segment across both official CMS landscapes. An exact plan-ID match does not guarantee the same coverage or an automatic crosswalk.
Find a plan by its benefits.
Rank 2027 Michigan plans by Part B giveback, premiums, physical therapy copays and other cost categories. Sources and limitations travel with every result.
Check medications by plan.
Build a medication list, compare the relevant plans, and open 2027 formularies. Search the plan-specific formulary extracts already supplied, including tier and restriction details where available. Confirm exact drug and pharmacy terms.
Go to the source.
Browse the 2027 carrier PDF documents included in your ZIP archive. Some documents cover multiple plans or benefit regions.
CMS 2027 source audit
Match this site's plan records against the official CMS 2027 Landscape file, using contract + plan + segment IDs and Michigan geography. This runs in your browser; the CSV is not uploaded to a server.
Matching a plan ID in CMS is not the same as verifying all medical benefits. CMS Landscape checks offer status, county and selected costs; the separate CMS Plan Benefit Package (PBP), rating files, formularies and current carrier materials are required for all remaining benefits.
Download the official 2027 source
Open the CMS landscape page. Under Downloads, choose CY2027 Landscape (202609.1)
. Extract the ZIP; select its .csv
file in step 2.
Compare against the site
Choose the official, unmodified 2027 Landscape CSV. The audit checks identity and county coverage and flags comparable premium discrepancies where definitions match.
No source file loaded.
CMS 2027 Landscape and selected PBP fields are built in. Upload another Landscape CSV to inspect possible revisions.
Michigan county completeness check
Compare this site's displayed 2027 plan/segments with the uploaded CMS CY2027 Landscape (202609.1). Stand-alone Part D plans are offered statewide. This is a dated dataset audit, not live Medicare.gov availability.
| County | CMS MA | CMS PDP | CMS total | Website total | Status |
|---|
Good comparisons start with good data.
Understand where these records came from, how they are matched, and what still needs to be checked.
Current research dataset
Plan information: Uploaded 2027 Plan Analysis macro workbook, including the plan database and separate Michigan Part D sheet.
Supporting documents: Uploaded nested ZIP archive of 2027 carrier benefit PDFs. Documents are indexed by their filename and linked to plans where contract/plan ID matches.
Source date: Updated October 16, 2026 from official CMS datasets and supplied materials. This website does not update automatically. Plans and counties come from the September 2026 CMS 2027 Landscape. Selected medical benefits and givebacks come from the supplied 2027 PBP; remaining supplemental descriptions are limited to matched workbook plans.
Some workbook fields have a source-audit status of "unverified" or "pending." County service areas are taken from the 2027 CMS Landscape. The 2026 comparator matches exact plan/segment IDs, not replacement mappings. Regional premiums, DSNP cost-sharing eligibility, and benefit conditions vary. A blank field means data isn't in this version, not that a benefit isn't covered. Documents covering multiple plans must be checked for the correct plan and region.
Official verification links
Medicare Plan Compare Eligibility, costs, drugs, pharmacies ↗ CMS 2027 Landscape Official MA / PDP plan and county data ↗ CMS 2027 PBP Benefits Approved benefit data download ↗ CMS Star Ratings Quality ratings / data tables ↗ CMS 2027 Plan Crosswalk Mapping from prior-year plans ↗Locate a plan
Search the carrier name, plan title, contract number, county or coverage type.
Review the benefit details
Read full benefit text. For regional pricing, determine the correct CMS segment.
Verify before recommending
Open the correct carrier Summary of Benefits and confirm provider, pharmacy, drugs, costs and eligibility.